Lease guides
Rivervale Credit Eligibility Checker
Rivervale Cars Limited are an independent leasing and credit broker, not a lender. Our company registration number is 4898201 and we are authorised and regulated by the Financial Conduct Authority, registration number 687598. We do not provide independent financial advice and may receive a commission for introducing you to one of our panel of leasing providers. We are also a member of the British Vehicle Rental & Leasing Association (BVRLA). Our registration number is 1456.
Our registered company address is:
Rivervale House
50 Victoria Road
Portslade
East Sussex
BN41 1XB
When you agree to a vehicle leasing contract, you are committing to pay an initial up front rental followed by regular monthly rentals for a pre-determined period. Your contract will be arranged with one of our panel of leasing providers / finance companies, and they have a duty to ensure affordability and that you are able to keep up with the agreed financial commitment without causing any undue hardship for you.
Part of this formal underwriting process is for the specific funder to carry out various checks, including a hard credit search. This will involve a formal application being sent to them with your personal details including name, address, date of birth, employment details, income and expenditure, bank details etc. They will then approve or decline the application based on your financial history and how well you have managed debt in the past.
However, many financial institutions operate with different underwriting criteria for credit approvals. Our online credit eligibility checker gives a probability score of approval for a selection of different funding partners. This will enable us to tailor make your finance quotation with the best provider to suit your personal circumstances, prior to submitting the formal application to the leasing company.
What’s more, the Rivervale Eligibility Checker will only register a “soft search” on your credit file via Experian. This means that the search is only visible to you, and no outside parties. This ensures there is no adverse effect to your credit profile or future credit applications. The Rivervale Credit Eligibility Checker is also totally free of charge to use.
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Paul C
Great communication from start to finish.
Leased a BMW I7 SALOON 335kW eDrive50 M Sport 105.7kWh...
Janner
I couldn’t be more impressed with rivervale’s exceptional service. From start to the end, the team demonstrated true professionalism, ensuring...
Leased a TOYOTA PRIUS HATCHBACK 2.0 PHEV Design 5dr...
Rebecca Baldwin
A very professional and helpful company. From start to when I received the car I was always informed of the process to make it a smooth one...
Leased a BYD ATTO 3 HATCHBACK 150kW Design 60kWh 5dr...
Rebecca
Jim at Rivervale was 5 star! I really appreciate his help in arranging for my vehicle.
Leased a BMW iX1 ELECTRIC ESTATE 150kW eDrive20 M...
K Wolfson
excellent service , responsive , professional and caring. rivervale dealt with every aspect of the termination of my old lease , new vehicle...
Leased a AUDI Q6 E-TRON ESTATE SPECIAL EDITIONS 285kW...
Gavin
Having been let down by another lease company. I contacted Rivervale Leasing, Matt and the team has provided an excellent service. Brilliant...
Leased a TOYOTA COROLLA TOURING SPORT 1.8 Hybrid Icon...
Phil Wyatt
Jim was really helpful, would lease again with this company.
Leased a TOYOTA PRIUS HATCHBACK 2.0 PHEV Design 5dr...
JOHN BECK
Excellent selection of vehicles available with or without maintenance package at competitive rates. We were kept up to date with our order and...
Leased a AUDI A4 5 Door Avant 35 TFSI 150 Black Edition...
JOHN BECK
Excellent selection of vehicles available with or without maintenance package at competitive rates. We were kept up to date with our order and...
Leased a NISSAN QASHQAI HATCHBACK 1.5 E-Power N-Connecta...
William Nicklin
Matt was really helpful right from the start Even when I had an issue with insurance he was always trying to help
Leased a LEXUS NX ESTATE 350h 2.5 Premium 5dr E-CVT...