Lease guides
Rivervale Credit Eligibility Checker
Rivervale Cars Limited are an independent leasing and credit broker, not a lender. Our company registration number is 4898201 and we are authorised and regulated by the Financial Conduct Authority, registration number 687598. We do not provide independent financial advice and may receive a commission for introducing you to one of our panel of leasing providers. We are also a member of the British Vehicle Rental & Leasing Association (BVRLA). Our registration number is 1456.
Our registered company address is:
Rivervale House
50 Victoria Road
Portslade
East Sussex
BN41 1XB
When you agree to a vehicle leasing contract, you are committing to pay an initial up front rental followed by regular monthly rentals for a pre-determined period. Your contract will be arranged with one of our panel of leasing providers / finance companies, and they have a duty to ensure affordability and that you are able to keep up with the agreed financial commitment without causing any undue hardship for you.
Part of this formal underwriting process is for the specific funder to carry out various checks, including a hard credit search. This will involve a formal application being sent to them with your personal details including name, address, date of birth, employment details, income and expenditure, bank details etc. They will then approve or decline the application based on your financial history and how well you have managed debt in the past.
However, many financial institutions operate with different underwriting criteria for credit approvals. Our online credit eligibility checker gives a probability score of approval for a selection of different funding partners. This will enable us to tailor make your finance quotation with the best provider to suit your personal circumstances, prior to submitting the formal application to the leasing company.
What’s more, the Rivervale Eligibility Checker will only register a “soft search” on your credit file via Experian. This means that the search is only visible to you, and no outside parties. This ensures there is no adverse effect to your credit profile or future credit applications. The Rivervale Credit Eligibility Checker is also totally free of charge to use.
Lease guides
Excellent - 4.9 out of 5
3718 Verified Reviews
Glen Spoor
Straightforward and easy to follow process. The company’s Customer Service stance was one of the best I have encountered. Friendly, knowledgable...
Leased a PEUGEOT 5008 ESTATE 1.2 Hybrid 136 Allure...
Jude
We had a great experience with Rivervale - we were looking for a VW ID3 but weren't able to find any in the market that met our needs. Matt was...
Leased a VOLKSWAGEN ID.3 HATCHBACK 150kW Match Pro...
Neil Gibson
Did me the best deal for the car I wanted Rapid response to all my questions Kept me up to date Delivered quickly
Leased a NISSAN QASHQAI HATCHBACK 1.3 DiG-T MH Acenta...
David Grant
My only criticism would be I had to call near the delivery time for updates. The initial stages were 1st class
Leased a RENAULT SYMBIOZ ESTATE 1.6 E-Tech FHEV 145...
SW
Professional and helpful.
Leased a POLESTAR 4 ESTATE 200kW 100kWh LR Single...
Domino - Service Provi...
Fantastic service, great communication throughout and the car arrived precisely on time.
Leased a VOLKSWAGEN TIGUAN ESTATE 1.5 TSI eHybrid...
Domino - Service Provi...
Fantastic service, great communication throughout and the car arrived precisely on time.
Leased a SKODA KODIAQ ESTATE 1.5 TSI iV 204 SE L 5dr...
Hannah F
Really helpful and great service
Leased a FORD FOCUS HATCHBACK 1.0 EcoBoost Hybrid...
Raza
Jim in sales and Emma is Customer services where both extremely helpful and always explaining the steps and checking in, good communication and...
Leased a RENAULT SYMBIOZ ESTATE 1.6 E-Tech FHEV 145...
Kevin Robins
The communication and patients from the team to find the perfect leasing deal was second to none. Dan was incredible and so knowledgeable. Nothing...
Leased a BMW iX ESTATE 240kW xDrive40 Sport 76.6kWh...